Insurance of Seminatural Bonuses
It is characterized because at an early age the premium is very low, given that it does not recognize seniority rights and once it exceeds 60 years it levels the premium. The premium to be paid increases, year after year, depending on the age reached - unlike the level premium - and based on the increases in the guaranteed capital, until it is equalized.

Insurance of Natural Premium Deaths
It is similar to the previous one, although it is even more economical at early ages, but unlike the latter, it does not level the premium at any age, so at advanced ages it becomes practically impossible to address the payment of the premium receipt. As in the previous modality, the premium increases every year according to the age reached and the increase in the guaranteed capital.

Insurance of Mixed Premium Deaths
They are born from the need to be an alternative to the natural premium, they combine the three modalities, so at an early age it is cheaper and like the semi-natural premium from the age of 60, they level the premium. The premium increases every year - until the leveling takes place - according to the age reached and the guaranteed capital increase.